Advantages Of An IVA

No upfront fee's

It's affordable, You only pay back what you can afford and normally only an agreed percentage of your debts

You make only a single payment each month which is distributed to creditors on your behalf.

You will be debt-free in a set period of time, normally 5 years

Once your IVA is approved, All your creditors must agree to the IVA. Including the terms and conditions attached to an IVA

By law, all interest and charges are frozen as long as you maintain your payments

Your creditors will stop calling, Once enough of your creditors agree to an IVA at least 75% in value of the creditors will need to vote in favour

Legally binding this means all creditor action, contact and demands will stop once the IVA has been approved

You won't be forced to sell your home, Your home is a protected asset in an IVA

Do You Qualify?

Roughly how much unsecured debts do you currently have?

Less Than £6,000
£6,000 - £10,000
£10,000 - £20,000
More Than £20,000

What is your current employment status?

Full-time employment
Part-time employment
Looking for work
Unemployment
Benefits

What country do you live in?

England
Scotland
Wales
Northern Ireland

1. Great news! It looks like we can help

Get your results now, and find out how to:

  • Stop Creditor 4300 people we have helped in last 7 days
  • Pay as little as £85 per month
  • Get your estimated debt write off percentage

We've helped 139 people solve their debt problems today

2.Take the next steps today.

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Example of How We Can Help

See how an IVA could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.

** In most cases up to 90% of the debt can be written off with an IVA. The amount written off will depend on your circumstances, levels between 30% and 90% are realistic.

100%

Barbara James - April 2020

Excellent Service

Excellent service dealt with everything in quick time and had to do nothing on my end! Thank you very much, would advise anyone who needs their help to do so!.. See More Reviews

100%

Neil Patterson - April 2020

OMG, Life Saving

OMG, where to start. I had a mental illness which put me in huge debt. I had made a decision to end my life as I could see nowhere to go. I contacted many debt firms, but due to having employees no-one would help me. At the 11th hour Steve and Nicole came to my rescue

Many tears later down the phone and Steve had persuaded me that to end life is not worth it, and there is always a solution.. See More Reviews

100%

Amy Pring  - February 2020

I Couldn't Begin To Deal With My Debts

I couldn’t begin to deal with my debts but they made it so easy to deal with and made the worry lift off my shoulders honestly can’t thank them enough for everything they’ve helped me with.. See More Reviews

Don't lose yourself to debt. Feel like you again.