Once a Debt Adviser has confirmed a Debt Relief Order (DRO) is the most suitable option for you then the application process normally takes in the region of 10 days.
If your DRO application is successful, the official receiver will:
▪️send you a notice to say that the DRO has been made and outlining all the duties and restrictions that will be imposed on you while it is in force
▪️send a notice of the DRO to each of the creditors owed a debt that the DRO covers
▪️add an entry to the Electronic Individual Insolvency Register (EIIR) showing your details and the fact that a DRO has been made against you. If having your name on the EIIR could lead to violence against you or a member of your household, you can ask the court to order that your name doesn’t appear on the register.
Once your DRO is approved you will then enter a 12 month moratorium period which essentially means that certain restrictions will be based upon you whilst your Debt Relief Order is being processed.