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Example of How We Can Help
See how an IVA could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.

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Barbara James – April 2020
Excellent Service
Excellent service dealt with everything in quick time and had to do nothing on my end! Thank you very much, would advise anyone who needs their help to do so!.. See More Reviews
Neil Patterson – April 2020
OMG, Life Saving
OMG, where to start. I had a mental illness which put me in huge debt. I had made a decision to end my life as I could see nowhere to go. I contacted many debt firms, but due to having employees no-one would help me. At the 11th hour Steve and Nicole came to my rescue
Many tears later down the phone and Steve had persuaded me that to end life is not worth it, and there is always a solution.. See More Reviews
Amy Pring – February 2020
I Couldn’t Begin To Deal With My Debts
I couldn’t begin to deal with my debts but they made it so easy to deal with and made the worry lift off my shoulders honestly can’t thank them enough for everything they’ve helped me with.. See More Reviews

Our Latest Blogs
Read our latest blogs, giving you the tips and advice you need to manage your money
Money and Mental Health Awareness
Today, almost one in five people with mental health problems are in problem debt. Debt is a very common problem for people living with mental health problems. Both in line with one another, debt can cause mental health problems. And mental health problems cause debt (see below the cycle of debt).
Free Budget Planning Advice
Most people at some point in their life will have to tackle events that may, unfortunately, trigger money worries.
This can be a reduction in work hours, long-term or short-term illness’ or even big life changes like starting a family can easily put a strain on finances.
Dealing With Bailiffs
When people are living in debt, commonly the biggest fear they seem to have is answering the door to be greeted by bailiffs.
The thought of having a bailiff break into your home to take property is a terrifying thought, yet unrealistic at the same time. They are not actually allowed to do this.